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Real Estate Resources:

  • Special Offers - Special offers for Bentonville, Bella Vista and Rogers homeowners from Mark and Cindy Cady's.

  • Affiliates - Mark and Cindy Cady's real estate web site affiliates.

  • Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

  • How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

  • Determine Tax Savings - Calculate how much your monthly Bentonville, Bella Vista and Rogers, Arkansas mortgage payments save you on your taxes because of loan interest.

  • Should You Rent or Buy? - Is it better to rent a home in Arkansas or buy your own Bentonville, Bella Vista and Rogers house, ranch, luxury property, condominium, acreage, or other real estate?

  • Adjustable Rate Mortgages - Adjustable rate Bentonville, Bella Vista and Rogers mortgages information and interest rate java calculator.

  • What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

  • Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

  • Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

  • 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

  • How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

  • What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

  • Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

  • TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Arkansas real estate.

  • Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

  • Ask Anything - Ask Mark and Cindy Cady's anything real estate.

  • Real Estate Tips - Mark and Cindy Cady's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

  • Real Estate Trivia - Mark and Cindy Cady's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

  • Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Bentonville, Bella Vista and Rogers property in Arkansas, including legal terms definitions, and more.

  • Go to Main Sitemap - Main sitemap sections include Find Bentonville, Bella Vista and Rogers Homes, For Home Buyers, For Home Sellers, Bentonville, Bella Vista and Rogers Information, Real Estate Resources, and About Mark and Cindy Cady's.

 

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School Reports in Bentonville, Bella Vista and Rogers, Arkansas
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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
Which famous home designed by Thomas Jefferson showed forms of Greek and Roman architecture?

A 
Monticello, begun in 1769, was later enlarged in keeping with its classical forms.
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Mark and Cindy Cady's, REALTORŪ, real estate agent and broker for Bentonville, Bella Vista and Rogers, Arkansas home listings, property and land for sale

Mark & Cindy Cady Realtors
Coldwell Banker

3589 North College Ave.
Fayetteville, AR 72703
479-521-0220
Fax: 479-444-7546
Cell: 479-644-5190
Toll Free: 1-800-293-0220
markcady@BestImageAgent.com

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